| Author | Topic |
aboosait
INDIA
|
 Topic initiated on Wednesday, August 20, 2008 - 9:59 AM 
MEDICLAIM
Assalamualaikum.
Will someone explain whether medical insurance is halal or haram. |
|
aboosait
INDIA
|
Posted - Wednesday, August 20, 2008 - 10:19 AM 
quote:
The Economic Times 6 Apr, 2008, 1806 hrs IST, PTI
NEW DELHI: Comparing the benefits of health insurance policy to gambling, key Islamic organisations have termed the policies as "illegal" and directed Muslims to keep away from them.
At a seminar to deliberate whether insuring health was permissible under Islamic law Shariat, the Islamic Fiqh Academy (India) decided that availing such policies was illegal.
Representatives from around 300 Madrasas, including Darul Uloom Deoband, Jamiat Islami participated in the three-day meet, where they reached a conclusion that seeking insurance cover was only another form of gambling.
Health insurance schemes have turned a noble service in to a business activity, hence under Islam it is not permitted, they said.
The Academy, however said, if a person had insured himself under some legal constraints, then it was matter that could be thought over.
It also said that in such a situation, the patient should the spend the left-over amount of the claim he receives from the company on some form service to Allah.
The Ulema suggested that the community could itself organise services to help in the treatment of poor.
Please post your views on the above based on the Qur'an and Sunnah. |
|
aboosait
INDIA
|
Posted - Tuesday, September 16, 2008 - 4:56 AM
The above is only a news item that appeared in the media. The claims of the "Ulema" who issued tha above "fatwa" have not been supported with proofs from the Qur'an and the Sunnah in the above article. I therefore request the learned members to put forth ther views on the above Ruling with proofs from the Qur'an and the Sunnah.
Some of the Organisations that participated in the above meet have been exposed in the following video clips and hence they cannot be blindly followed.
Fatwa sold by Deobandi Ulema for few Pennies:
http://www.youtube.com/watch?v=zp2xCcDUKOE&;feature=related
Jamat e Islami Ki Haqeeqat:
http://www.youtube.com/watch?v=kHFOa8KTS5o&;feature=related
Deobandi Aalim ki Tobah Ki Kahani:
http://www.youtube.com/watch?v=CdqNAl0lZyQ&;feature=related
False Baseless stories in Fazail e a’mal:
http://www.youtube.com/watch?v=WXYaN3VOw_c&;feature=related
Edited by: aboosait on Tuesday, September 16, 2008 5:06 AM |
|
hkhan
UNITED KINGDOM
|
Posted - Tuesday, September 16, 2008 - 7:05 AM
salam A;
simple rule based on the directives of Qur'an about interest is that any type of insurance involving riba' should be avoided as far as possible. |
|
aboosait
INDIA
|
Posted - Wednesday, September 17, 2008 - 4:41 AM
quote:
salam A;
simple rule based on the directives of Qur'an about interest is that any type of insurance involving riba' should be avoided as far as possible.
Wa Alaikum Assalam w.r.w.b.
Riba is forced "increase of value" in "the medium of exchange" that is loaned or swapped .
It is generally understood that exchange is "on spot" and loan is "time related"
"on spot Exchange": If one has a currency note of 100 and need to change it into lower denominations, what he gets must be equal to 100 in any combination of lower denominations.
"That is loaned or swapped" means the same medium of exchange that was given as loan or used in the exchange.
Insurance is not loan.
 |
|
 Reply to Topic 
Printer Friendly |
| Jump To: |
|
|
|